Boat Insurance

Paragon Independent Insurance Agency can help make your time on the water worry-free and relaxing. We will find you comprehensive protection that protects you, your friends and family, your boating equipment, and your watercraft. The typical boat costs less than a dollar a day for insurance. You’ll enjoy being on the water when you aren’t worried about your safety, that of your passengers, other waterway users, and your investment.

Do you know what you need in a Paragon Independent Insurance Agency boat insurance policy? Paragon Independent Insurance Agency can help you determine the right coverage to meet your unique needs. Just contact us today to get started.

Here are some items you’ll need to consider when shopping for Paragon Independent Insurance Agency.

Navigational Area

Make sure you know where you are covered in water. Most insurance companies offer protection that covers you up to 75 miles from the U.S. coastline, Canadian coastal or inland waters, and the Pacific coastal waters of Mexico. In California, Oregon, and Florida, coverage for additional areas can be purchased.

Agreed Value Coverage

Boats depreciate just like cars. Cash value policies can make replacing a lost or stolen boat difficult. Suppose your boat is a total loss; you will get the value you insured it for minus any deductible.

Liability

Personal liability insurance, like car insurance, protects other boat owners if you cause an accident on the water. This coverage will pay to replace or repair someone else’s property and for their medical care, lost wages, and other costs incurred because of a boating accident for which you are at fault.

Contact Paragon Independent Insurance Agency today to get more information on our service offerings. We are here to help you.